Online Banking

Business Accounts

Checking Account Comparison


Business CheckingBusiness Interest Checking**



Opening Balance Requirement

Business Checking


$100.00

Business Interest Checking**


$1,000.00




Business Checking



Business Interest Checking**





Digital Services

Business Checking



Business Interest Checking**





Free Online and Mobile Banking

Business Checking


x

Business Interest Checking**


x



Free Mobile Deposit

Business Checking


x

Business Interest Checking**


x



Free Mobile Debit Card On/Off

Business Checking


x

Business Interest Checking**


x



Free Online Transfers

Business Checking


x

Business Interest Checking**


x



Free Debit Card with Chip Technology*

Business Checking


x

Business Interest Checking**


x



Free Paperless Statements and Notices

Business Checking


x

Business Interest Checking**


x




Business Checking



Business Interest Checking**





Additional Account Options:

Business Checking



Business Interest Checking**





Sweep Up Balance Transfer from Savings

Business Checking


x

Business Interest Checking**


x



Free Unlimited Check Writing

Business Checking


x

Business Interest Checking**


x



Paper Statements with Images

Business Checking


x

Business Interest Checking**


x



Pays Interest on All Balances

Business Checking



Business Interest Checking**


x




Business Checking



Business Interest Checking**





Account Fees and Service Charges:

Business Checking



Business Interest Checking**





Monthly Fee

Business Checking


$10.00

Business Interest Checking**


$10.00



Balance to avoid Monthly Fee

Business Checking


$500 or Avg Bal. of $800

Business Interest Checking**


Average Balance of $1,000




Business Checking



Business Interest Checking**





Business Services Available (add'l fees apply):

Business Checking



Business Interest Checking**





Remote Deposit Capture

Business Checking


x

Business Interest Checking**


x



ACH Origination

Business Checking


x

Business Interest Checking**


x



Cash Management

Business Checking


x

Business Interest Checking**


x

**Sole Proprietorship, Non-Profit, Municipal Only


Savings Account Comparison


Savings AccountMoney MarketTraditional CD



Opening Balance Requirement

Savings Account


$100.00*

Money Market


$2,500.00

Traditional CD


$1,000.00




Savings Account



Money Market



Traditional CD





Pays Interest on All Balances

Savings Account


x

Money Market


x

Traditional CD


x



Can Transfer to Checking (Limit of 6/mo)

Savings Account


x

Money Market


x

Traditional CD





Pay Interest to Another Account

Savings Account



Money Market



Traditional CD


x




Savings Account



Money Market



Traditional CD





Account Fees and Service Charges:

Savings Account



Money Market



Traditional CD





Monthly Fee

Savings Account


$2.00

Money Market


$10.00

Traditional CD


$0.00



Balance to avoid Monthly Fee

Savings Account


$50.00

Money Market


Average Balance of $1,000

Traditional CD


N/A

Business Checking Account

  • Minimum opening deposit – $100.00
  • Monthly Service Charge (if balance falls below $500.00 or average balance falls below $800.00) – $10.00
  • Check images included in statement

Business Interest Checking (NOW)

  • Available to sole proprietor, Non-Profit and Municipal Accounts
  • Minimum opening deposit – $1,000.00
  • Monthly service charge (if average balance falls below $1,000) – $10.00
  • Check images included in statement
  • Pays interest on all account balances