Online Banking

Personal Accounts

Checking Account Comparison


Flex AccountBasic CheckingPremier CheckingInterest CheckingHealth Savings Account



Opening Balance Requirement

Flex Account


$100.00

Basic Checking


$100.00

Premier Checking


$100.00

Interest Checking


$1,000.00

Health Savings Account


$100.00




Flex Account



Basic Checking



Premier Checking



Interest Checking



Health Savings Account





Digital Services

Flex Account



Basic Checking



Premier Checking



Interest Checking



Health Savings Account





Free Online and Mobile Banking

Flex Account


x

Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account


x



Free Mobile Deposit

Flex Account


x

Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account





Free Mobile Debit Card On/Off

Flex Account


x

Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account


x



Free Online Transfers

Flex Account


x

Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account





Free Debit Card with Chip Technology*

Flex Account


x

Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account


x



Free Paperless Statements and Notices

Flex Account


x

Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account


x




Flex Account



Basic Checking



Premier Checking



Interest Checking



Health Savings Account





Additional Account Options:

Flex Account



Basic Checking



Premier Checking



Interest Checking



Health Savings Account





Sweep Up Balance Transfer from Savings

Flex Account


x

Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account





Free Unlimited Check Writing

Flex Account



Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account


x



Paper Statements with Images

Basic Checking


x

Premier Checking


x

Interest Checking


x

Health Savings Account


x



Free Money Orders & Cashiers Checks

Flex Account



Basic Checking



Premier Checking


x

Interest Checking


x

Health Savings Account





Pays Interest on All Balances

Flex Account


Basic Checking



Premier Checking



Interest Checking


x

Health Savings Account


x




Flex Account



Basic Checking



Premier Checking



Interest Checking



Health Savings Account





Account Fees and Service Charges:

Flex Account



Basic Checking



Premier Checking



Interest Checking



Health Savings Account





Monthly Fee

Flex Account


$0.00

Basic Checking


$0.00

Premier Checking


$10.00**

Interest Checking


$10.00

Health Savings Account


$5.00



Balance to avoid Monthly Fee

Flex Account


N/A

Basic Checking


N/A

Premier Checking


$500 or Avg Bal. of $800

Interest Checking


Avg Bal. of $1,000

Health Savings Account


Avg Bal. of $50.00



Paper Statement Fee

Flex Account


$3.00

Basic Checking


$3.00

Premier Checking


$0.00

Interest Checking


$0.00

Health Savings Account


$0.00

*15.00 if instant issue is requested.
**Monthly Fee waived for persons 18 or under and 65 or older


Savings Account Comparison


Savings AccountMoney MarketSuper Saver CDTraditional CDIRA/SEP/CESA



Minimum Balance

Savings Account


$100.00*

Money Market


$2,500.00

Super Saver CD


$50.00

Traditional CD


$1,000.00

IRA/SEP/CESA


$50.00




Savings Account



Money Market



Super Saver CD



Traditional CD



IRA/SEP/CESA





Pays Interest on All Balances

Savings Account


x

Money Market


x

Super Saver CD


x

Traditional CD


x

IRA/SEP/CESA


x



Can Transfer to Checking (Limit of 6/mo)

Savings Account


x

Money Market


x

Super Saver CD



Traditional CD



IRA/SEP/CESA





Can Deposit Interest to Another Account

Savings Account



Money Market



Super Saver CD



Traditional CD


x

IRA/SEP/CESA






Savings Account



Money Market



Super Saver CD



Traditional CD



IRA/SEP/CESA





Account Fees and Service Charges:

Savings Account



Money Market



Super Saver CD



Traditional CD



IRA/SEP/CESA





Monthly Fee

Savings Account


$2.00

Money Market


$10.00

Super Saver CD


$0.00

Traditional CD


$0.00

IRA/SEP/CESA


$0.00



Balance to avoid Monthly Fee

Savings Account


$50.00

Money Market


Average Balance of $2,500

Super Saver CD


N/A

Traditional CD


N/A

IRA/SEP/CESA


N/A

*Minimum opening deposit waived for persons under 18 years old


Flex Account

  • Minimum opening deposit – $100.00
  • Free Online Banking
  • Free Debit Card, subject to approval*
  • Free Mobile Remote Deposit
  • Electronic Statements
  • No Monthly Service Charge
  • Optional Paper Statement $3.00/Month

 


Basic Checking (personal accounts only)

  • Minimum opening deposit – $100.00
  • Unlimited check writing
  • Free Debit Card, subject to approval*
  • N0 minimum balance required
  • No monthly service charge
  • Checks will be truncated (check images are not included in statements)
  • Copies of cancelled checks can be provided for $0.50 per item
  • Inactivity Fee – no use for 3 months – $5.00
  • Free Electronic Statements
  • Monthly Paper Statement Fee – $3.00 (paper statement is optional)

Premier Checking Account

  • Minimum opening deposit – $100.00
  • Monthly service charge (if balance falls below $500.00 or average balance below $800.00) – $10.00
  • Unlimited check writing
  • Free Debit Card, subject to approval*
  • Free Online Banking and Mobile Deposit
  • Check images included in statement
  • Free Electronic or Paper Statements with images
  • Free Money Orders and Cashiers Checks
  • Monthly service charge waived for individuals 18 or under and 65 or older

Interest Checking Account (NOW Account)

  • Minimum opening deposit – $1,000.00
  • Monthly service charge (if average balance falls below $1,000) – $10.00
  • Free Debit Card, subject to approval*
  • Free Online Banking and Mobile Deposit
  • Unlimited check writing
  • Free Electronic or Paper Statements with check images
  • Pays interest on all account balances
  • Free Money Orders and Cashiers Checks

Personal Savings Account

  • Minimum opening deposit – $100.00
  • Monthly Service Charge (if balance falls below $50.00) – $2.00
  • Pays interest on all account balances
  • Minimum opening deposit waived for individuals 18 and under

Personal Money Market Deposit Account

  • Minimum opening deposit – $2,500
  • Monthly service charge (if average balance falls below $2,500.00) – $10.00
  • Free Mobile Deposit
  • Pays interest on all account balances

Health Savings Account

  • Minimum opening deposit – $100.00
  • Free Debit Card, subject to approval*
  • Monthly service charge (if balance falls below $50.00) – $5.00
  • Pays interest on all account balances

Super Saver CD

  • Minimum opening deposit – $50.00
  • Add-On deposit during the term of CD
  • Pays interest on all account balances

Traditional CD

  • Minimum opening deposit – $1,000.00
  • Pays interest on all account balanaces

IRA/SEP/CESA

  • Minimum opening deposit – $50.00
  • Add-On deposits during the term on the CD
  • Pays interest on all account balances

*$15.00 Fee if Instant Issue card is requested.